Gold Investment ROI Calculator | Measure Your Returns Over Time

Gold Investment ROI Calculator

Gold has long been viewed as a safe harbour in uncertain times—offering stability when inflation rises, currencies weaken, or markets turn volatile. This ROI (Return on Investment) Calculator gives you the power to evaluate how a gold investment would have performed over time based on historical Australian price data.

What This Calculator Does

The calculator estimates the return on a gold investment over any selected period between 1970 and the present. It uses verified historical gold prices and includes options to account for investment type and inflation. This tool gives you insight into how gold has historically performed, helping you make more informed decisions.

How to Use the Calculator

Enter the amount you would have invested
Choose the type of investment:

• Physical Gold: Includes dealer markups and ongoing storage costs
• Paper Gold (ETF): Includes lower upfront fees and typical management costs

Select the buy year and sell year
Optionally, tick the box to adjust for inflation using official Australian CPI data
Click the button to calculate your return

What You’ll See

Your results include:

• Final Value: The estimated worth of your investment at the sell year
• Total Profit: The dollar amount gained or lost
• ROI: Your total percentage return over the selected timeframe
• Annualised Return: The compound annual growth rate
• Gold Ounces: The physical amount of gold your investment would have purchased

If you’ve chosen to adjust for inflation, you’ll also see the inflation-adjusted final value and ROI. These figures reflect your real return after accounting for changes in purchasing power.

An interactive chart illustrates your investment’s performance over time, offering a clear view of how gold has moved historically.

Why Use This Tool

This calculator is designed for Australian investors who want to:

• Review historical gold performance across different market conditions
• See how gold has performed compared to inflation
• Understand the long-term impact of fees and investment type
• Evaluate gold’s role in a diversified portfolio
• Explore potential future investment strategies based on historical data

Whether you’re a seasoned investor or just beginning to explore precious metals, this tool helps you measure the true value of gold as part of a long-term strategy.

Note: Past performance does not guarantee future results. This calculator is for educational purposes only and should not be considered financial advice.